# Virtual Account
A Virtual Account (VA) makes it easier for you to receive payments via transfers from many banks without having to open an account at each bank. This payment method is important to have, as almost 80% of payment transactions that occur in Indonesia are done via bank transfer.
With Virtual Account, you will receive notifications when your customers have made a payment without having to check it manually.
To receive payments with Virtual Account, you can do it in two ways:
- Using the Virtual Account API (opens new window), which is a direct integration between your application and the Purwantara API end-point service.
- Using the ready-to-use Payment Link, which can be used with the Virtual Account payment method.